Tax Code Guide

0T

Tax Code 0T

What does this code mean?

0T means you have no personal allowance remaining. This can happen if you earn over £125,140 (where the personal allowance is fully tapered away), or if your new employer does not have your P45 details yet. If you earn under £125,140 and have this code, you are almost certainly overpaying tax and should contact HMRC.

Emergency Tax Warning

This is often an emergency or temporary tax code. You might be paying too much tax while on this code.

Who gets this code?

Very high earners (over £125,140) or new starters without P45 info. If applied incorrectly, it leads to significant overpayment.

Is it correct?

Check your latest P45 or Payslip to see if this matches your current situation.

Think you overpaid on 0T?

If your tax code was wrong for even a few months, HMRC might owe you money. Upload your P60 or Payslip to check instantly.

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